Terms and Conditions
Last Updated: December 2025
1. Introduction
These Terms and Conditions (“Terms”) govern your use of the website https://mtaylor.co.za operated by Taylor & Associates (“we,” “our,” or “us”). By accessing or using our website, you agree to be bound by these Terms. If you do not agree, please discontinue use immediately.
2. Use of the Website
You agree to use this website only for lawful purposes and in a manner that does not:
- Violate any applicable laws or regulations
- Infringe on the rights of others
- Disrupt or interfere with website functionality
- Transmit harmful or malicious code
3. Intellectual Property
All content on this website—including text, graphics, logos, images, and software—is the property of Taylor & Associates or its licensors and is protected by copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, modify, or use any content without our prior written consent.
4. User Accounts
If you create an account on our website, you agree to provide accurate and complete information and to keep your login credentials confidential. You are responsible for all activity under your account.
5. Purchases and Payments (If Applicable)
If our site offers products or services for purchase, you agree to provide current, complete, and accurate payment information. All sales are subject to our pricing and billing policies.
6. Third-Party Links
Our website may contain links to third-party websites. We do not control or endorse these sites and are not responsible for their content, policies, or practices. You access external sites at your own risk.
7. Disclaimer of Warranties
Our website is provided “as is” and “as available” without warranties of any kind, whether express or implied. We do not guarantee that the site will be error-free, secure, or uninterrupted.
8. Limitation of Liability
To the fullest extent permitted by law, Taylor & Associates shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the website.
9. Indemnification
You agree to indemnify and hold harmless Taylor & Associates from any claims, damages, liabilities, or expenses resulting from your use of the website or violation of these Terms.
10. Termination
We reserve the right to suspend or terminate your access to the website at our discretion, without notice, for any conduct that we believe violates these Terms or is harmful to other users.
11. Changes to These Terms
We may update these Terms from time to time. Updated versions will be posted on this page with an updated “Last Updated” date. Continued use of the website constitutes acceptance of any changes.
12. Governing Law
These Terms are governed by the laws of South Africa, without regard to conflict of law principles.
13. Contact Us
If you have any questions about these Terms, please contact us at:
Taylor & Associates
Email: michelle@mtaylor.co.za
Address: 13 Kennington Road, Nahoon, East London